Park Benches – Perfect for Creating an Inviting Outdoor Environment

A great way to make an inviting outdoor environment is to use park benches on your property. It does not matter if they are simple or elegant, a park bench will show your neighbors that you would like the outside of your home to be enjoyed by everyone. Park benches are also a great way to meet people since when people see a park bench in a nice outdoor environment, they usually want to sit down and relax for a while.

In a way park benches are a sort of open invitation for people to have a seat and relax enjoying the outdoors. They can sit down and take advantage of whatever you have around the outdoor areas of your house whether it be a beautiful garden, a pond, or just a nice open space to have a seat. Park benches will also create some beautiful outdoor areas where you can sit with friends and family just visiting or having a little get together. They are also a great place to sit with your neighbors and catch up on the gossip in the neighborhood! The inviting atmosphere that park benches bring about can be a great social atmosphere while enjoying the outdoors.

Park benches are also not especially for the backyard or front lawn as they can also be placed near the front entrance to your home or driveway. Having a park bench placed in the front of your property will give the message of openness to everyone passing by. If you do not want people lingering around your property you should not place park benches where people will be walking by as it can be sending the wrong message when in reality you do not want them hanging out there.

Park benches, along with most types of benches, can be made from a wide variety of materials such as wood, concrete, and metal. Some of the more attractive benches can be made of wood as there are several types of wood that are common with benches. Pine is attractive but is not one of the longer lying woods. Cedar and oak last a little longer and are very attractive woods as well. One of the better woods for benches is teak, which lasts longer and is a very beautiful wood.

One way to ensure that your wood park benches last longer is to weatherproof them. If you do not weatherproof your wooden park benches they can warp, split, and become brittle as well as being less resistant to insects. For metal benches it is also a good idea to coat the metal with some type of rust resistant covering to make sure that the metal does not rust and will stay more stable for a longer period of time. There are many styles of park benches to choose from whether it be a Hyde Park teak bench or a personalized concrete park bench. The style is up to you as they can be great additions for around the outside of your home.

Success With Bulb Container Gardening

There is nothing to give you the feeling that Spring is on it's way to see bulbs come into spectacular flower. Even if you do not have much space or you are affected by other factors such as poor soil, an uncertain climate, not enough sun or limitations in your own mobility then growing in containers provides the solution. Also container gardening is slightly easier in the sense that you can more readily guard against plant diseases and pest problems.

Part of the fun of creating a container garden can be in the unique items you choose to house your plants. As well as the standard terracotta, plastic, china or earthenware plant pots you could recycle and use watering cans, buckets, beer or spirit barrels, wooden planter boxes / crates, hanging baskets or even old tires. You can also use a range of sizes so there is something for everyone from the window-box in an apartment or balcony through to the other extreme of a large garden. Let your imagination run riot and you could create something really special.

Key Points To Remember When Creating Your Container Gardens:

  • All containers should have drainage holes and these are best sited in the sides rather than the bottom of the pots so that the roots do not get waterlogged. If the pots already have drain in the bottom then perhaps thing about lifting the pots on to bricks or small blocks of wood – anything really to elevate them slightly so that the water can drain away. Obviously the problem is solved if your container is hanging – so well done you!
  • The soil is the next step and this should be light, moisture retentive and well drained. It is best to avoid garden soil because as well as this possible being tainted by disease or insect problems it is also going to be too heavy. Thus only use as a last resort. Your plants will thrive best if they are in a blend of vermiculite or perlite, sphagnum moss and some finished compost.
  • Because your plants are in containers and to some extent can not spread their roots and fend for themselves you are going to have to keep a careful eye on watering. Check on your plants at least twice a day or alternately install a drip-irrigation system, use self-watering containers or water-holding crystals mixed in with the soil. None of these are essential, it just depends how much time you have to dedicate to the upkeep of your containers.
  • Again when it comes to container gardening your plants will be totally dependent on you for nutrients therefore when you are planting it is important to add granular organic fertilizer and then follow this up by weekly watering half-strength, water-soluble fertilizer.

As you can see container gardening really does offer something for everyone and it really is relatively easy to care for your plants and with such rich rewards. There are huge ranges of stunning bulbs and plants about and everyone from the beginner with a small window-box to the seasoned gardener with a large patio area can benefit. What's nicer that sitting with a nice cup of tea or chilled glass of pinot and gazing at all that blooming glory .

Discounted Cash Flow Modelling to Achieve Personal Financial Goals

A discounted cash flow or DCF model is a style of calculation linking streams of future money flows to lump sum amounts. Discounted cash flow models have a range of business-related applications, and are used extensively by economists, accountants, actuaries, engineers, business valuators, finance professionals, and others.

For example, a company may wish to finance a project if (and only if) the Internal Rate of Return exceeds 10% per year. The anticipated development costs for the project may be large for the initial year. On the other hand, significant revenues are anticipated for Year 2 onward. The company directors rely on a DCF model to help determine whether or not the project's Internal Rate of Return exceed their 10% threshold.

Discounted cash flow models also have important applications in everyday life that are often overlooked. For example, consider auto dealers who advertise low finance rates to prospective clients. From a car buyer's perspective, low finance rates are understood to be good, since they mean lower monthly payments. By using a DCF model, a buyer can determine the monetary value on the low finance rate offer.

Everyday use of a Discounted Cash Flow model would include (but would not be restricted to) the following:

  • Mortgage Refinancing: For homeowners with a fixed-rate mortgage, refinancing often debts paying a penalty. A DCF model can be used to calculate whether the interest savings exceeded the penalty cost
  • First-Time Home Ownership: First time home ownership involves many new costs, and can be intimidating to many of us. A DCF model can help by comparing long term home ownership costs against rental costs
  • Lease or Own Vehicle: A DCF model can help car shoppers in their decision whether to buy or lease a vehicle

Examples of these and other everyday applications can be viewed at the author's website.

Through the above (and other) practical applications, Discounted Cash Flow models can assist all of us in achieving our personal financial goals.

The Art Of Flattery – Using Flattery To Become More Attractive

Many people completely hate the word "flattery" and to even say there is an art to this makes them shudder with total disgust.

In a culture where everything is either right or wrong with very little room for the "grays" in between, I can understand why the word "flattery" rubs people the wrong way. I can also understand why many are sickened to the stomach because flattery is often associated with compromising one's values ​​and integrity.

But is flattery always a bad thing? And does flattery always have to be insincere? Does flattery make you more attractive and should you use the art of flattery on the men / women you find attractive?

Personally I find that mild flattery does often move things along more pleasantly than outright candidness. While excessive insincere praises intended to put the other person into the position of owed something to the flatterer is cheap and cheesy (and often reveals emotionally "needy" personality out for approval), a little flattery does help to quickly warm up first meetings or bridge relationship gaps.

For example starting off your conversation with a statement like "You look gorgeous" is certainly better than starting with "You forgot to put on your make-up today". By offering positive reinforcement, you are not only making the person feel good about herself but you are taking the small extra effort to actually show the person that you care about how she feels. She may come back with "I do not have my make-up on" to which you can respond with "You still look good". But when you say "I could not even tell you did not have make-up on" or "You look like you have make-up on", you've crossed over to the excess insincere praise.

In terms of bridging relationship gaps, a little flattery goes a long, long way. Say you are the "hottest" woman in your workplace or even at a party, taking the time to shake hands with the office boy or cleaner, or saying "hi" to the "geeky-looking" guy standing all by himself not only makes their day (they will be talking about it for days) but moves them away from feeling like a "nobody" in the eyes of society to "somebody" to those present (and to himself). Just by a simple gesture you show the person that you care about how they feel. Did I mention you'll be ever so "hotter!"

Having said that, I do not advocate using flattery to manipulate another's self-doubt or use their feelings of inferiority against them. Using flattery for personal gain has its own "come back to bite your ass" consequences. You can not get round using flattery to always get what you want without starting to feel empty, phony, lonely and depressed. You can never genuinely and deeply connect with others if you are manipulating their feelings.

Also keep in mind that flattery works for about 95 percent of people. Recognizing situations where flattery is appropriate is the secret of the art of flattery!